In-depth analysis and comparisons of US ETFs. I break down low-cost index funds, dividend ETFs, and sector-specific strategies using backtested data and real performance numbers.
🧮 Interactive Calculator $10,000 in SCHD with dividends reinvested could grow to over $152,000 in 25 years. Without reinvestment? About $103,000. That $49,000 gap came from a single checkbox — the one that says “reinvest dividends.” This SCHD dividend reinvestment calculator lets you plug in your own numbers and see exactly what DRIP does over … Read more
$10,000 in VOO ten years ago grew to $39,718. That same $10,000 in VUG? $49,944. A $10,227 gap — from two Vanguard funds that share 9 of the same top 10 stocks. The VOO vs VUG comparison comes down to one thing: how much you’re betting on growth. VUG holds the same mega-cap names as … Read more
$10,000 in QQQ a decade ago turned into $59,128. The same $10,000 in VGT? $76,417. That’s a $17,289 gap — and it came from two funds that share four of their top five holdings. Both are branded as tech ETFs. Both hold Nvidia, Apple, Microsoft, and Broadcom at the top. But the QQQ vs VGT … Read more
What Is VXUS? Every stock market outside the U.S. — 8,700 companiesacross 47 countries in a single ETF. $558B+ in assets · 0.05% fee · ~2.9% yield · Quarterly dividends Over the past decade, $10,000 in the VXUS ETF grew to $22,706. That same $10,000 in VTI — its domestic counterpart — turned into $37,899. … Read more
What Is VYM? The largest U.S. high-dividend ETF — 570 blue-chip stocksfiltered by yield, weighted by market cap. $85B in assets · 0.06% fee · ~2.4% yield · Quarterly dividends $10,000 in VTI ten years ago turned into $37,899. That same $10,000 in the VYM ETF? $29,235. An $8,663 gap — and growth investors love … Read more
What Is JEPI? An actively managed income machine — S&P 500 stocks+ options overlay targeting 7–9% yield. $43.9B in assets · 0.35% fee · ~7–9% yield · Monthly dividends $10,000 in JEPI five years ago turned into $15,676. The same $10,000 in SPY? $19,546. That’s a $3,871 gap — and JEPI investors knew it was … Read more
What Is VUG? Pure large-cap growth at 0.03% — 155 U.S. companies with faster-than-market earnings growth in a single fund. ~$350B AUM · 0.03% ER · 0.43% Yield · Quarterly $10,000 in VUG ten years ago turned into roughly $49,900. The same $10,000 in VOO — the S&P 500 — reached about $39,800. That’s a … Read more
$10,000 in VTI ten years ago turned into roughly $38,000. The same amount in VOO — the S&P 500 — reached about $39,800. The gap is smaller than most investors expect from a fund holding 3,530+ stocks versus 500. That near-parity is the point. VTI captures the entire U.S. stock market — large, mid, small, … Read more
VYM and SCHD are the two most popular dividend ETFs in the United States. VYM charges just 0.04% after Vanguard’s February 2026 fee cut; SCHD charges 0.06%. Both pay quarterly. Both target high-quality dividend stocks. And both show up in every “best dividend ETF” list on the internet. This VYM vs SCHD comparison breaks down … Read more
QQQ has beaten the S&P 500 in 8 of the last 11 calendar years. In 2023 alone, it returned over 55% while VOO managed 26%. In the decade ending 2025, $10K in QQQ turned into roughly $61,000 — versus $42,000 in VOO. This QQQ ETF review covers 26 years of real performance data — including … Read more
