Coast FIRE: How Much You Need by Age (2026)

coast fire calculation showing required investment amount by age for early retirement

A 30-year-old with $94,000 invested today — and zero additional contributions — would reach $1 million by age 65. No 401(k) match needed. No aggressive savings rate. No side hustles. Just compound growth doing what it does over 35 years. That’s coast FIRE in one sentence. Most people hear “financial independence” and picture decades of … Read more