VOO vs VUG: Proven 10-Year Data Reveals Real $10K Gap (2026)

VOO vs VUG ETF comparison showing S&P 500 vs growth performance over 10 years

$10,000 in VOO ten years ago grew to $39,718. That same $10,000 in VUG? $49,944. A $10,227 gap — from two Vanguard funds that share 9 of the same top 10 stocks. The VOO vs VUG comparison comes down to one thing: how much you’re betting on growth. VUG holds the same mega-cap names as … Read more

QQQ vs VGT: Remarkable 10-Year Test — $17K Real Gap (2026)

QQQ vs VGT ETF comparison showing Nasdaq 100 vs technology sector performance

$10,000 in QQQ a decade ago turned into $59,128. The same $10,000 in VGT? $76,417. That’s a $17,289 gap — and it came from two funds that share four of their top five holdings. Both are branded as tech ETFs. Both hold Nvidia, Apple, Microsoft, and Broadcom at the top. But the QQQ vs VGT … Read more

Index Fund vs ETF: Cost & Return Comparison (2026)

index fund vs ETF comparison showing cost and return differences

An index fund and an ETF can hold the exact same 500 stocks, charge nearly the same fee, and deliver nearly identical returns. VOO and VFIAX both track the S&P 500 — one costs 0.03%, the other 0.04%. Performance over the past decade? Within 0.01% of each other annually. So the index fund vs ETF … Read more

Expense Ratio: 0.03% vs 1% Cost Impact (2026)

expense ratio comparison showing cost difference between 0.03 percent and 1 percent fees

A 0.03% expense ratio and a 1.00% annual fee sound almost identical. The difference is less than a single percentage point. Most investors glance at it and move on. That’s a $49,000 mistake. On a single $10,000 investment left untouched for 30 years, the fund charging 1.00% costs you $49,000 more than the one charging … Read more

QQQ vs QQQM: Which Nasdaq-100 ETF Saves You More? (2026)

QQQ vs QQQM expense ratio comparison chart showing $11,000 fee gap over 30 years

On December 22, 2025, Invesco quietly changed the QQQ vs QQQM debate. QQQ converted from a unit investment trust into a standard open-end ETF, dropped its expense ratio from 0.20% to 0.18%, gained the ability to reinvest dividends and lend securities, and picked up tax-efficient custom basket redemptions. Every QQQ vs QQQM comparison written before … Read more