A 0.03% expense ratio and a 1.00% annual fee sound almost identical. The difference is less than a single percentage point. Most investors glance at it and move on. That’s a $49,000 mistake. On a single $10,000 investment left untouched for 30 years, the fund charging 1.00% costs you $49,000 more than the one charging … Read more
On December 22, 2025, Invesco quietly changed the QQQ vs QQQM debate. QQQ converted from a unit investment trust into a standard open-end ETF, dropped its expense ratio from 0.20% to 0.18%, gained the ability to reinvest dividends and lend securities, and picked up tax-efficient custom basket redemptions. Every QQQ vs QQQM comparison written before … Read more
VOO and SPY hold the exact same stocks. They track the exact same index — the S&P 500. They deliver the exact same returns. Yet one of them quietly costs more every single year. This VOO vs SPY comparison breaks down the real numbers — including year-by-year performance, risk metrics, and a calculator that shows … Read more
