A 0.03% expense ratio and a 1.00% annual fee sound almost identical. The difference is less than a single percentage point. Most investors glance at it and move on. That’s a $49,000 mistake. On a single $10,000 investment left untouched for 30 years, the fund charging 1.00% costs you $49,000 more than the one charging … Read more
$10,000 invested in VOO at launch in September 2010 is worth roughly $75,000 today. No options trades. No earnings calls at 4 a.m. No “conviction picks” that cratered 60%. Just one ticker, held for 15 years, compounding at about 14.5% annually with dividends reinvested. VOO — the Vanguard S&P 500 ETF — is the most … Read more
The VTI vs VOO debate is the most overthought decision in index fund investing. Same issuer. Same 0.03% fee. Same top 10 holdings. An 82% overlap by weight. The only real difference? VTI holds about 3,000 extra small- and mid-cap stocks that, collectively, make up roughly 18% of the fund. Over the past decade, that … Read more
VOO and SPY hold the exact same stocks. They track the exact same index — the S&P 500. They deliver the exact same returns. Yet one of them quietly costs more every single year. This VOO vs SPY comparison breaks down the real numbers — including year-by-year performance, risk metrics, and a calculator that shows … Read more
